Assumable loan w/a 2.5% rate! This custom-built WATERFRONT home combines luxury and serene water-style living. With a NEW DOCK, soaring ceilings, and open floor plan, this 5300+ sq. ft. home offers incredible outdoor spaces, a family-friendly kitchen, dining and family room, a main-level primary suite, and multiple guest rooms! Designed for dual-family use, the basement offers an apartment-style layout with a full kitchen, rec room, bedroom, and bath. Highlights include an oversized two-car garage, over an acre of private land, new HVAC units, gas lines on both patios, 23K Leafguard gutters (2021), and a gas fireplace. Enjoy panoramic river views with no neighbors across the road or river for added privacy. Minutes from Rock Island State Park and great fishing, with access to four other state parks within an hour’s drive. Low HOA fees, upper deck with gas BBQ connection, and nearby boat access complete this stunning waterfront retreat!